> For the complete documentation index, see [llms.txt](https://blueprint.builtbydao.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://blueprint.builtbydao.com/partner/funding.md).

# The Funding Stack

{% hint style="info" %}
Both cities run deep, named programs aimed at **exactly our co-lead neighborhoods** — East Garfield Park, South Shore, and Detroit's corridors — across federal, state, county, city, and CDFI layers. A Foundry qualifies across all of them at once.
{% endhint %}

## Detroit

| Program                                      | What it funds                                        | Money bucket      |
| -------------------------------------------- | ---------------------------------------------------- | ----------------- |
| Strategic Neighborhood Fund (Invest Detroit) | Corridors, affordable housing, parks                 | Capex             |
| Detroit Housing for the Future Fund (LISC)   | Affordable dev + preservation capital                | Build fund        |
| Detroit Land Bank Authority                  | Near-free acquisition of vacant/blighted property    | Acquisition       |
| MSHDA Missing Middle                         | Grants for 60–120% AMI homes (ownership-pathway fit) | Build fund        |
| Brownfield TIF (DBRA)                        | Reimbursement on blighted/contaminated sites         | Capex / site      |
| CDBG / HOME                                  | Soft costs, rehab, new construction                  | Build fund / opex |

## Chicago

| Program                                   | What it funds                                                       | Money bucket       |
| ----------------------------------------- | ------------------------------------------------------------------- | ------------------ |
| INVEST South/West ($750M)                 | Corridor + mixed-use in 10 S/W neighborhoods                        | Capex              |
| Neighborhood Opportunity Fund             | Commercial/cultural capital (up to $250K, 75% reimbursement)        | Capex (commercial) |
| Tax Increment Financing (TIF)             | Vacant-to-productive, infrastructure                                | Capex              |
| IL Affordable Housing Donation Tax Credit | **50% state credit** for donating property/materials to a nonprofit | Capital raise      |
| Cook County Land Bank                     | Low-cost acquisition                                                | Acquisition        |
| DOH Multi-Family / QAP-LIHTC              | Affordable housing development                                      | Build fund         |

## The high-leverage plays

{% tabs %}
{% tab title="MSHDA Missing Middle (Detroit)" %}
Grants to defray construction cost for **60–120% AMI single-family and rental homes** — a direct match for the ownership-pathway homes most affordable programs (capped at 80% AMI) won't touch.
{% endtab %}

{% tab title="IL Donation Credit (Chicago)" %}
A **50% state tax credit** to anyone donating money, real estate, *or materials* to a qualified nonprofit. Routed through Urban Array, this turns the reclamation/salvage pipeline into a fundraising engine — a supplier donates materials or an owner donates a vacant building, gets a 50% credit, UA gets the asset.
{% endtab %}

{% tab title="Incentive-gated acquisition" %}
The land banks (Detroit DLBA, Cook County, ChiBlockBuilder) collapse the acquisition line toward near-free — and the rule is strict early: don't touch a property that doesn't already carry an incentive.
{% endtab %}
{% endtabs %}

{% hint style="success" %}
Grants are **baked into the base** of the model as a structural funding layer (the build-fund gap lands on the researched 35–40% subsidy gate) — and stress-tested for transparency. *Full program maps: the `Funding/` reference docs.*
{% endhint %}


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